Free resources
Free guides to business credit and funding
Everything we wish every owner knew before applying anywhere. Pick a guide, tell us where to send it, done.
Build Credit for Your EIN That Is Not Linked to Your SSNThe EIN-only credit ladder: what approves without your SSN and how to climb it.
Get the free guide →
12 Credit Lines and Cards You Can Get for Your BusinessSBA lines, alternative lenders, business cards, and EIN credit, and what each one asks for.
Get the free guide →
The Comprehensive Business Credit Finance GuideA five-step checklist from credibility setup to vendor, store, and cash credit.
Get the free guide →
The 4-Step Guide to Building Business CreditThe whole process in four steps, in plain English.
Get the free guide →Which guide should you start with?
Each guide answers a different question. Start with the one that matches where your business is today.
Your business is new, or you have never built business credit
The 4-Step Guide to Building Business Credit
It walks through the whole process in the order lenders look at it: setting the business up so it looks credible, opening starter vendor accounts that report to the bureaus, watching your Dun & Bradstreet, Experian, and Equifax files, and stepping up to real credit lines. Read it first and the other three make more sense.
You want credit that does not touch your personal credit
Build Credit for Your EIN That Is Not Linked to Your SSN
It separates the accounts that truly approve on your EIN from the ones that still want your SSN and a personal guarantee, then shows the ladder from vendor credit to store cards, fleet cards, and cash credit.
You want a step-by-step checklist to work through
The Comprehensive Business Credit Finance Guide
Five steps in order: the credibility items lenders verify, setting up your business credit reports, then vendor, store, and cash credit, with the payment milestones that tell you when you are ready for the next tier.
You want to see every kind of credit line and card
12 Credit Lines and Cards You Can Get for Your Business
The places a business can get a line of credit or a card: SBA programs, private and alternative lenders, revenue-based financing, lines secured by investments, business credit cards, and credit on your EIN, with what each one asks for and who it suits.
How the four guides fit together
Read in order, the guides follow the same path we take with clients. The 4-Step Guide lays out the map. The EIN guide shows how to build credit that stays off your personal report. The Finance Guide turns the process into a checklist you can work through one step at a time. The 12 Credit Lines guide widens the view to SBA programs, alternative lenders, and business cards, for when you want more than business credit alone.
None of them asks you to buy anything. They are the same explanations we give on a consultation call, written down so you can work at your own pace.
What happens when you download
Each guide is a free PDF. Enter your first name, email, and phone on the guide's page, and you can download it right away. We also email you a copy, then follow up with more business credit tips by email. You can unsubscribe at any time.
Rather talk it through?
The guides explain the method. A free consultation applies it to your business: where your profile stands today, which accounts you can qualify for now, and what to do next.