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Business credit questions, answered straight
Whether you are opening your first vendor account or chasing your first real credit line, this is where you get the answer without the runaround: what works, why it works, and what to do next.
Want it all in one place? Our free business credit guides cover the EIN-only ladder, the accounts to open, and the full build order.
How Many Net 30 Accounts Do You Need to Build Business Credit?
Three to five net 30 accounts that report to the business credit bureaus is the right start for most new businesses. Here is why, and when to add more.
Business Credit Bureaus Explained: D&B, Experian, and Equifax
How the three major business credit bureaus work: what Dun & Bradstreet, Experian Business, and Equifax Business track, which scores they issue, and how to build a file with each.
How Does an LLC Build Business Credit?
The exact steps an LLC takes to build business credit: EIN, DUNS number, business bank account, reporting vendor accounts, and the timeline from zero to real credit lines.
How Long Does It Take to Build Business Credit?
The realistic business credit timeline: when trade lines typically start reporting, when a Paydex score usually appears, and how long many businesses take to reach store cards and real credit lines.