About
Who is Justin Mirche?
Consultant, strategist, entrepreneur. Justin has spent more than a decade helping business owners start, expand, and grow through creative funding that does not rely on personal credit.
Justin's path into business credit ran through the home and mortgage industry, where a strong finance background made him the go-to person for colleagues, friends, and clients facing credit and finance challenges. The same pattern kept repeating: good people with solid businesses were getting declined by banks, betting personal credit and family savings because nobody had shown them another way.
Justin Mirche Consulting exists to be that other way. Business credit, built correctly under your EIN, plus the right financing program at the right time, funds the business without putting your personal life on the line.
Ethics first, in an industry short on them
The credit and finance space is crowded with operators who prioritize profit over people. Justin's position is simple: honest, informed guidance, with the client's needs first. It is why the consultation is a real working session instead of a sales pitch, why the program carries a written 30-day guarantee, and why the answers are published free on YouTube for anyone to check.
Why the YouTube channel exists
Driven by a passion for service, Justin launched his channel to share his expertise beyond his client list: answering the money questions that affect everyday life, dispelling myths about credit, and giving viewers real advice they can act on. Hundreds of videos later, that transparency is still the best proof of how he works. Judge the advice yourself, then bring your questions.
What we do, and who does it
Justin leads a team that helps entrepreneurs secure the capital and financing they need to achieve their dreams:
- Build business credit for your EIN that is not linked to your personal SSN
- Secure business loans even when banks decline, with fast approvals and low-rate, long-term options
- Access cash flow, asset-based, and unsecured financing, even as a startup
- Work step by step inside an advanced finance platform, with unlimited coaching in English and Spanish
The results are documented: over $8 million in funding wins, with the approval letters to show for it.
Off the clock
Outside of work, Justin is a devoted family man who spends his time with his wife, Lauren, and their three children, Zoey, Emmerson, and Everett. That is a large part of why he does this work: business funding done right protects families, instead of putting their finances at risk.